60% of our business is commercial insurance. We know how to protect businesses and we insure a LOT of them. We insure schools, contractors, retail shops, auto repair shops, auto dealers, restaurants, gas stations, convenience stores and MUCH MUCH more!!

"...I would recommend the Harwood Agency to anyone looking for good, honest people who have your best interests in mind...The staff is knowledgable, courteous and always willing to help. It it also reassuring to deal with local people whom you know and trust"    -    Jerry L Stuart, General Manager; Fourth Street Motor Company.

"It's amazing how much the folks at Harwood & Son know! They were able to point out tons of things I wasn't covered for under my previous agent! These guys REALLY know what they're doing. Anyone who owns a business owes it to themself to trust the Agents at Harwood & Son with their insurance protection"     -    John Y Harrison Jr, Owner; Yard Art Design

"The staff at Harwood & Son know their business! Insurance is very complicated and after dealing with the Harwoods I realize now how little the other agents know. While the other agents are peddling policies, the Harwoods are either in class, or studying to learn the businesses they are insuring. I think that if other business owners were aware of how poorly they are covered, they'd have trouble sleeping at night.    -    Nick Capuano, Owner; Richmond Imaging

"The people at Harwood & Son always treat me and my employees with respect. They work hard to protect my business and earn my trust. Because of the expertise at Harwood & Son, I am free to focus on running my business. If you are a business owner and are spending a lot of time with insurance billing problems, annual audits, claims, or even waiting for your current agent to return your call, you should indeed move your insurance coverage to Harwood & Son Insurance"    -    Abdulelah "Willie" Alserori, General Manager, Four Seasons Sunoco Franchise

"Scott Harwood Jr is like family to us. He puts our interests ahead of his own and makes sure we have the best coverage available. The Harwood Agency is the most honest, hardworking and competant insurance agencies we've ever worked with"    -    Mohammad Stwodah, The Auto Connection