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As a member of the Keystone Group, we are now the 4th largest insurance agency in the United States!

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You've put so much into your wedding…your heart, your time, and your money. But what if the bridal salon loses your dress? Or your caterer backs out? Or severe weather rolls in? Wedding insurance can protect your special day.

Ever had a sleepless night, worrying about what could go wrong? Unfortunately, some of what you've imagined can happen. A bride's most common "nightmare" is usually dress-related…it's damaged or defective, or the bridal salon goes out of business. Severe weather can wash out your big day. These are just some of the risks for one of the biggest investments you'll ever make (the average U.S. wedding is $27,000*). You'd protect your car, why not your wedding?

 See how The Wedding Protector PlanSM from Travelers can help ensure your day goes right!

  • You can get repair or replacement cost if the bride's wedding gown or groom's tuxedo is lost or damaged.
  • We can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.
  • You can receive repair or replacement cost if the bride's or groom's wedding band is lost or damaged.
  • If severe weather (such as a hurricane) forces you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.
  • If you have to postpone your wedding because a commercial transportation shutdown prevents the bride or groom or their parents from getting there, you can receive reimbursement for non-recoverable expenses.
  • If your photographer's film is defective, or negatives are lost or damaged, we can help reconvene your wedding party to take new photos or video.
  • If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked, forcing you to postpone the event, we can provide reimbursement for non-recoverable expenses.
  • You can get repair or replacement cost if your wedding gifts are damaged.
  • If the wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, you can receive reimbursement for non-recoverable expenses.
  • As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property.
  • If a vendor suddenly becomes unavailable for your event but you can find a last minute replacement, we can reimburse you for the difference in cost.

This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy. For an actual description of all coverages, terms and conditions, refer to the insurance policy. view a sample wedding protector plan policy. Coverage is subject to individual insureds meeting our underwriting qualifications and to state availability

The Harwood & Son Advantage

  1. 24/7 Customer and Claim service!! Harwood & Son is Always Open
  2. Every employee, no matter the position, is a fully licensed agent!
  3. Two Past Presidents of the Professional Insurance Agents of Virginia and DC
  4. PIA Customer Service Representative of the Year
  5. Young Agent of the Year Award
  6. PIA Committee Chairman of the Year Award
  7. PIA Agent of the Year Award
  8. Providing insurance services since 1865 - across Five (5) consecutive generations!
  9. As a member of the Keystone Group, we are now the 4th largest insurance agency in the United States!

  10. Think about us the next time you have a claim that isn't covered due to your current agent not being aware of the policy languange.

Find out for yourself why we've been the leading area insurance agency since 1865!

 


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Serving Virginia For Over 140 Years!

PO Box 306
1404 South Main
Farmville, VA 23901
Phone: 434-392-5405
Email: info@harwoodins.com



 

 

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Community Involvement:

  • Board of Trustees, Hampden Sydney College 2000 – 2013
  • Board of Trustees Randolph-Macon Academy 2002 - 2004
  • Board of Directors, 1st National Bank of Farmville/1st Virginia Bank 1980-1995
  • Virginia Commission of State and Local Governments’ Responsibility and Taxing Authority 1995 – 1996*
  • Commission on the Future of Higher Education in Virginia*
  • Tobacco Indemnification and Community Revitalization Commission 2005 – 2009**
  • Chairman, Prince Edward County United Way, 1988
  • Chairman, Poplar Hill Community Development Authority 2000 – 2004
  • President, Randolph-Macon Academy Alumni Association 2002 – 2004
  • YMCA
  • Farmville Area Chamber of Commerce
  • Farmville Jaycees
  • Farmville Rotary Club
  • Mission work in Honduras
  • Farmville Lions Club
  • Farmville Masonic Lodge
  • Longwood College Center For the Visual Arts
  • Southside Virginia Red Cross
  • Active annually in state and federal lobbying for client and industry advocacy.
  • Veterans of Foreign Wars, Life member
  • Insurance Education for Habitat For Humanity Recipients

 

*Appointed by Governor George Allen
**Appointed by Governor Mark Warner