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Harwood & Son Insurance
Insurance Journal Top 20 Agency Partnership

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A Job well done requires the right tools. Protecting your contracting business also requires the right insurance. And that's exactly what you get when you put Harwood & Son to work for you. Whether you're a general contractor or an artisan, you are faced with many challenges that could result in devastating losses. Are you properly protected?

Imagine - an insurance agency that actually gets what your business does and how to protect it. With Harwood & Son, it's not just lip service and paperwork. They have over 150 years experience with small and large business policies that are easy, affordable and secure. Doesn't your business deserve that?

We can put together and insurance program custom-tailored to your business, no matter the size.

  • General Liability - covering your ongoing jobs, as well as the jobs you completed
  • Workers Compensation
  • Auto
  • Umbrella
  • Inland Marine - protecting yout equipment and tools
  • Coverage for your additional insureds that is broad enough to meet most of the contract requirements you sign
  • Surety and fidelity bonds
  • Worksite Pollution and Clean Up - coverages for damages caused by pollutants you may bring to a jobsite.

Need a contract bond without a big hassle?

Contract bonding is like any construction project. It goes smoothly when you plan ahead, use the right tools and work with the best people. Harwood & Son delivers contract bonds quickly, efficiently, and at competitive prices.

We make contract bonding as easy as 1,2,3

Surety Bonds can help you compete for larger projects and open the doors to contracts that are important to your business. Since the surety submission process can be quite intimidating and time consuming, our agents guide your through the entire process to make sure it's simple and straightforward.

Need a contract bond right away?

Harwood & Son offers also offers a quick and easy solution to fulfill your bonding needs on smaller projects. You can get an immediate prequalification based on your credit rating for single/aggregate limits up to $350,000 (with consideration for higher limits)

  • No reams of paperwork
  • No CPA-prepared statements
  • No waiting forever for an approval

Call Harwood & Son right away to see how your business can be properly protected at an affordable price.

(434) 392-5405

Please share our site!

"While Harwood and Son insured us through some of the biggest underwriters in the country, they also provided a personal level of service only found in a smaller, local business“ – Brian Ullrich, Walk2Campus

"...Their service and handling of claims have been outstanding, and they've always been there for us.  We have been approached by many competitors over the years, but never found any justification or reason to leave Harwood & Son...." - Glenn Culley, CFO Hampden-Sydney College

"Scott Harwood Jr is like family to us. He puts our interests ahead of his own and makes sure we have the best coverage available. The Harwood Agency is the most honest, hardworking and competent insurance agencies we've ever worked with"    -    Parker Terry, Putney Mechanical Company, Inc.

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Risk Assessment and Insurance Management For Over 150 Years!

PO Box 306
1404 South Main
Farmville, VA 23901
Phone: 434-392-5405


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