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Harwood & Son Insurance
Insurance Journal Top 20 Agency Partnership

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Harwood & Son is an owner/partner of Keystone Insurers Group, the 5th largest privately-held Property and Casualty Agency in the United States.  We are licensed in 48 states, and have written premiums in excess of $2 billion. Harwood & Son accesses over 50 insurance companies, and an extensive array of products and services offered only by very large national firms including captives and self-insurance options.  We have the ability to place coverage for clients located throughout the nation and worldwide, but with the attention and close relationship of a local firm.

Harwood & Son Insurance has been providing risk assessment and insurance management services to the Farmville area for over 150 years.


is to exceed the service expectations of our clients as we protect their assets, preserve their net worth, and assist them in running their organizations in efficient and profitable ways


is to be an outstanding organization that consistently demonstrates our passion for superior performance, unwavering professionalism and well-conceived solutions to the challenges of a constantly changing risk management environment. 

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"While Harwood and Son insured us through some of the biggest underwriters in the country, they also provided a personal level of service only found in a smaller, local business“ – Brian Ullrich, Walk2Campus

"...Their service and handling of claims have been outstanding, and they've always been there for us.  We have been approached by many competitors over the years, but never found any justification or reason to leave Harwood & Son...." - Glenn Culley, CFO Hampden-Sydney College

"Scott Harwood Jr is like family to us. He puts our interests ahead of his own and makes sure we have the best coverage available. The Harwood Agency is the most honest, hardworking and competent insurance agencies we've ever worked with"    -    Parker Terry, Putney Mechanical Company, Inc.

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Risk Assessment and Insurance Management For Over 150 Years!

PO Box 306
1404 South Main
Farmville, VA 23901
Phone: 434-392-5405


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