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Harwood & Son Insurance
Insurance Journal Top 20 Agency Partnership

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Just as offering a competitive product or service is integral to the success of your company, it is equally important for us to do the same for your employees.  Let us help with an attractive employee benefits program including major medical, disability, variable annuities, mutual funds, life insurance and estate planning. For your personal needs, we can develop a plan that will secure the future for you and your family.

Financial Services

  •  Life Insurance 
  • Annuities 
  • Individual Long Term Care
  • Executive Compensation
  • Debt Protection
  • Death Benefits
  • 401 K Rollovers
  • IRA Rollovers
  • Case Management
  • Estate Planning
  • Buy / Sell Funding & Valuation Strategies
  • Investment & Retirement Planning
  • Second to Die


  • Group Health
  • Group Life
  • Ancillary
  • Group Dental
  • Short Term Disability
  • Long Term Disability
  • Voluntary Benefits
  • Human Resources
  • Payroll
  • Benefits Administration
  • COBRA Administration
  • Section 125
  • Self Funded Plans

Please share our site!

"While Harwood and Son insured us through some of the biggest underwriters in the country, they also provided a personal level of service only found in a smaller, local business“ – Brian Ullrich, Walk2Campus

"...Their service and handling of claims have been outstanding, and they've always been there for us.  We have been approached by many competitors over the years, but never found any justification or reason to leave Harwood & Son...." - Glenn Culley, CFO Hampden-Sydney College

"Scott Harwood Jr is like family to us. He puts our interests ahead of his own and makes sure we have the best coverage available. The Harwood Agency is the most honest, hardworking and competent insurance agencies we've ever worked with"    -    Parker Terry, Putney Mechanical Company, Inc.

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Risk Assessment and Insurance Management For Over 150 Years!

PO Box 306
1404 South Main
Farmville, VA 23901
Phone: 434-392-5405


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